/* ==========================================================
   GABRIELA HAVLÍČKOVÁ – Finanční a realitní konzultantka
   Hlavní stylesheet | Mobile-first
   ========================================================== */

/* ---------- CSS CUSTOM PROPERTIES ---------- */
:root {
    /* Barvy */
    --clr-bg:        #e0f2f1;
    --clr-bg-alt:    #005163;
    --clr-bg-card:   #ffffff;
    --clr-cream:     #e0f2f1;
    --clr-tan:       #80ccd9;
    --clr-gold:      #3b4876;
    --clr-dark:      #091a2b;
    --clr-text:      #3b4876;
    --clr-text-light:#091a2b;
    --clr-white:     #ffffff;
    --clr-accent:    #005163;
    --clr-accent-hover: #003d4a;
    --clr-border:    #80ccd9;

    /* Typografie */
    --ff-heading: 'Playfair Display', Georgia, 'Times New Roman', serif;
    --ff-body:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;

    /* Velikosti */
    --fs-xs:   0.75rem;
    --fs-sm:   0.875rem;
    --fs-base: 1rem;
    --fs-md:   1.125rem;
    --fs-lg:   1.25rem;
    --fs-xl:   1.5rem;
    --fs-2xl:  2rem;
    --fs-3xl:  2.5rem;
    --fs-4xl:  3rem;
    --fs-5xl:  3.5rem;

    /* Spacing */
    --sp-xs:  0.25rem;
    --sp-sm:  0.5rem;
    --sp-md:  1rem;
    --sp-lg:  1.5rem;
    --sp-xl:  2rem;
    --sp-2xl: 3rem;
    --sp-3xl: 4rem;
    --sp-4xl: 6rem;

    /* Ostatní */
    --radius:     8px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --shadow-sm:  0 1px 3px rgba(0,0,0,0.06);
    --shadow-md:  0 4px 12px rgba(0,0,0,0.08);
    --shadow-lg:  0 8px 30px rgba(0,0,0,0.1);
    --transition: 0.3s ease;
    --header-h:   72px;
}

/* ---------- RESET ---------- */
*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
}

body {
    font-family: var(--ff-body);
    font-size: var(--fs-base);
    line-height: 1.7;
    color: var(--clr-text);
    background-color: var(--clr-bg);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--clr-accent);
    text-decoration: none;
    -webkit-transition: color var(--transition);
    transition: color var(--transition);
}

a:hover {
    color: var(--clr-accent-hover);
}

ul, ol {
    list-style: none;
}

address {
    font-style: normal;
}

/* ---------- UTILITIES ---------- */
.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding-left: var(--sp-lg);
    padding-right: var(--sp-lg);
}

.section-header {
    text-align: center;
    margin-bottom: var(--sp-3xl);
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

.section-eyebrow {
    font-family: var(--ff-body);
    font-size: var(--fs-sm);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--clr-accent);
    margin-bottom: var(--sp-sm);
}

.section-title {
    font-family: var(--ff-heading);
    font-size: var(--fs-2xl);
    font-weight: 600;
    color: var(--clr-dark);
    line-height: 1.25;
    margin-bottom: var(--sp-md);
}

.section-subtitle {
    font-size: var(--fs-base);
    color: var(--clr-text-light);
    line-height: 1.7;
}

.section-header::after {
    content: '';
    display: block;
    width: 84px;
    height: 4px;
    margin: var(--sp-lg) auto 0;
    border-radius: 999px;
    background: linear-gradient(90deg, var(--clr-accent), rgba(0, 81, 99, 0.15));
    opacity: 0.85;
}

/* ---------- BUTTONS ---------- */
.btn {
    display: inline-block;
    font-family: var(--ff-body);
    font-size: var(--fs-base);
    font-weight: 600;
    padding: 0.9em 2.2em;
    border-radius: var(--radius-lg);
    cursor: pointer;
    -webkit-transition: all var(--transition);
    transition: all var(--transition);
    border: 2px solid transparent;
    text-align: center;
    letter-spacing: 0.02em;
    box-shadow: var(--shadow-sm);
    margin-top: var(--sp-2xl);
}

.btn--primary {
    background-color: var(--clr-accent);
    color: var(--clr-white);
    border-color: var(--clr-accent);
    box-shadow: 0 4px 15px rgba(0, 81, 99, 0.25);
}

.btn--primary:hover {
    background-color: var(--clr-accent-hover);
    border-color: var(--clr-accent-hover);
    color: var(--clr-white);
    box-shadow: 0 6px 20px rgba(0, 81, 99, 0.35);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.btn--outline {
    background-color: transparent;
    color: var(--clr-accent);
    border-color: var(--clr-accent);
}

.btn--outline:hover {
    background-color: var(--clr-accent);
    color: var(--clr-white);
}

/* ============================================================
   HEADER / NAVIGATION
   ============================================================ */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: var(--header-h);
    z-index: 1000;
    background-color: rgba(224, 242, 241, 0.92);
    -webkit-backdrop-filter: blur(12px);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--clr-border);
    -webkit-transition: box-shadow var(--transition);
    transition: box-shadow var(--transition);
}

.site-header.scrolled {
    box-shadow: var(--shadow-md);
}

.header-inner {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    height: var(--header-h);
}

/* Logo */
.logo {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    text-decoration: none;
    line-height: 1.2;
}

.logo-name {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    font-weight: 600;
    color: var(--clr-dark);
}

.logo-sub {
    font-size: var(--fs-xs);
    color: var(--clr-text-light);
    letter-spacing: 0.05em;
}

/* Desktop nav */
.nav-list {
    display: none;
    gap: var(--sp-sm);
}

.nav-link {
    font-size: var(--fs-sm);
    font-weight: 500;
    color: var(--clr-text);
    padding: 0.5em 0.8em;
    border-radius: var(--radius);
    -webkit-transition: color var(--transition), background-color var(--transition);
    transition: color var(--transition), background-color var(--transition);
}

.nav-link:hover {
    color: var(--clr-accent);
    background-color: var(--clr-cream);
}

.nav-link--cta {
    background-color: var(--clr-accent);
    color: var(--clr-white);
}

.nav-link--cta:hover {
    background-color: var(--clr-accent-hover);
    color: var(--clr-white);
}

/* Hamburger */
.hamburger {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    gap: 5px;
    width: 40px;
    height: 40px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
    z-index: 1001;
}

.hamburger-line {
    display: block;
    width: 100%;
    height: 2px;
    background-color: var(--clr-dark);
    border-radius: 2px;
    -webkit-transition: all var(--transition);
    transition: all var(--transition);
    -webkit-transform-origin: center;
    transform-origin: center;
}

/* Hamburger active state */
.hamburger.active .hamburger-line:nth-child(1) {
    -webkit-transform: translateY(7px) rotate(45deg);
    transform: translateY(7px) rotate(45deg);
}

.hamburger.active .hamburger-line:nth-child(2) {
    opacity: 0;
}

.hamburger.active .hamburger-line:nth-child(3) {
    -webkit-transform: translateY(-7px) rotate(-45deg);
    transform: translateY(-7px) rotate(-45deg);
}


/* ============================================================
   HERO
   ============================================================ */
.hero {
    padding-top: calc(var(--header-h) + var(--sp-3xl));
    padding-bottom: var(--sp-3xl);
    background-color: var(--clr-bg);
    background-image: url('../img/bgr.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    position: relative;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(135deg, rgba(224, 242, 241, 0.78), rgba(0, 81, 99, 0.18));
    z-index: 1;
}

.hero-inner {
    position: relative;
    z-index: 2;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-2xl);
}

.hero-eyebrow {
    font-size: var(--fs-sm);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--clr-accent);
    margin-bottom: var(--sp-md);
}

.hero-title {
    font-family: var(--ff-heading);
    font-size: var(--fs-3xl);
    font-weight: 600;
    color: var(--clr-dark);
    line-height: 1.2;
    margin-bottom: var(--sp-lg);
}

.hero-text {
    font-size: var(--fs-base);
    color: var(--clr-text-light);
    max-width: 540px;
    margin-bottom: var(--sp-xl);
    line-height: 1.8;
}

.hero-cta {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    gap: var(--sp-md);
}

/* Hero areas list */
.hero-areas {
    margin-bottom: var(--sp-2xl);
    padding: var(--sp-2xl);
    background-color: rgba(255, 255, 255, 0.5);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
}

.hero-areas-title {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-lg);
}

.hero-areas-list {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-md);
    list-style: none;
}

.hero-areas-list li {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.7;
    padding-left: 0;
}

.hero-areas-list li strong {
    color: var(--clr-dark);
    font-weight: 600;
}

/* Hero value cards */
.hero-visual {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-lg);
}

.hero-card {
    background-color: var(--clr-bg-card);
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.hero-card:hover {
    box-shadow: var(--shadow-md);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.hero-card-icon {
    color: var(--clr-accent);
    margin-bottom: var(--sp-md);
}

.hero-card h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-xs);
}

.hero-card p {
    font-size: var(--fs-sm);
    color: var(--clr-text-light);
}

/* ============================================================
   SERVICES
   ============================================================ */
.services {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #0c6a7b 0%, #005163 100%);
    position: relative;
    overflow: hidden;
}

.services .section-eyebrow {
    color: var(--clr-white);
}

.services .section-title {
    color: var(--clr-white);
}

.services .section-subtitle {
    color: var(--clr-white);
}

.services-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
}

.service-card {
    background-color: var(--clr-bg-card);
    padding: var(--sp-2xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.service-card:hover {
    box-shadow: var(--shadow-lg);
    -webkit-transform: translateY(-4px);
    transform: translateY(-4px);
}

.service-icon {
    width: 60px;
    height: 60px;
    background-color: var(--clr-cream);
    border-radius: var(--radius);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    color: var(--clr-accent);
    margin-bottom: var(--sp-lg);
}

.service-title {
    font-family: var(--ff-heading);
    font-size: var(--fs-xl);
    color: var(--clr-dark);
    margin-bottom: var(--sp-md);
}

.service-description {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.8;
    margin-bottom: var(--sp-lg);
    font-weight: 400;
}

.service-list {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-sm);
}

.service-list li {
    position: relative;
    padding-left: var(--sp-lg);
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.6;
}

.service-list li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0.55em;
    width: 6px;
    height: 6px;
    background-color: var(--clr-tan);
    border-radius: 50%;
}

/* ============================================================
   FINANCIAL PLANNING / FINANČNÍ PLÁNOVÁNÍ
   ============================================================ */
.financial-plan {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #fdf8ef 0%, #f4e9da 100%);
}

.financial-plan .section-header {
    margin-bottom: var(--sp-3xl);
}

.financial-plan-content {
    max-width: 800px;
    margin: 0 auto;
}

.plan-text {
    font-size: var(--fs-base);
    line-height: 1.8;
    color: var(--clr-text);
    margin-bottom: var(--sp-lg);
}

.plan-text:last-of-type {
    margin-bottom: var(--sp-2xl);
}

/* ============================================================
   REAL ESTATE / NEMOVITOSTI
   ============================================================ */
.real-estate-main {
    padding: var(--sp-4xl) 0;
    background:
        radial-gradient(circle at top left, rgba(19, 128, 142, 0.08), transparent 34%),
        linear-gradient(180deg, #eef7f6 0%, #f7fbfb 100%);
}

.real-estate-main .section-header {
    margin-bottom: var(--sp-3xl);
}

.estate-main-content {
    max-width: 1120px;
    margin: 0 auto;
}

.estate-text {
    font-size: var(--fs-base);
    line-height: 1.8;
    color: var(--clr-text);
    max-width: 70ch;
    margin-bottom: var(--sp-2xl);
}

/* ========== PROMO SECTION - CAROUSEL ========== */
.estate-promo-section {
    margin-bottom: var(--sp-3xl);
}

.promo-slides {
    background:
        linear-gradient(135deg, rgba(255, 255, 255, 0.94) 0%, rgba(231, 244, 245, 0.96) 100%);
    border-radius: var(--radius-xl);
    overflow: hidden;
    position: relative;
    min-height: 300px;
    border: 1px solid rgba(19, 128, 142, 0.12);
    box-shadow: var(--shadow-lg);
}

.promo-slide {
    display: none;
    opacity: 0;
    background: linear-gradient(135deg, rgba(19, 128, 142, 0.96) 0%, rgba(14, 94, 109, 0.98) 100%);
    -webkit-transition: opacity 0.5s ease-in-out;
    transition: opacity 0.5s ease-in-out;
    padding: var(--sp-3xl) var(--sp-2xl);
    min-height: 300px;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: justify;
    -ms-flex-pack: justify;
    justify-content: space-between;
    gap: var(--sp-2xl);
}

.promo-slide.active {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    opacity: 1;
}

.promo-slide-content {
    -webkit-box-flex: 1;
    -ms-flex: 1 1 58%;
    flex: 1 1 58%;
    color: var(--clr-white);
}

.promo-title {
    font-family: var(--ff-heading);
    font-size: var(--fs-2xl);
    font-weight: 600;
    margin-bottom: var(--sp-md);
    color: var(--clr-white);
}

.promo-subtitle {
    font-size: var(--fs-base);
    line-height: 1.6;
    margin-bottom: var(--sp-lg);
    opacity: 0.95;
    color: var(--clr-white);
}

.promo-slide .btn {
    display: inline-block;
}

.promo-icon {
    -webkit-box-flex: 1;
    -ms-flex: 1 1 42%;
    flex: 1 1 42%;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    opacity: 0.18;
}

.promo-icon svg {
    color: var(--clr-white);
}

.promo-dots {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    gap: var(--sp-md);
    margin-top: var(--sp-xl);
    flex-wrap: wrap;
    width: -webkit-fit-content;
    width: fit-content;
    margin-left: auto;
    margin-right: auto;
    padding: 0.6rem;
    border-radius: 999px;
    border: 1px solid rgba(19, 128, 142, 0.12);
    background: rgba(255, 255, 255, 0.82);
    box-shadow: 0 12px 28px rgba(16, 62, 70, 0.08);
}

.promo-dot {
    appearance: none;
    -webkit-appearance: none;
    border-radius: 999px;
    border: 1px solid rgba(19, 128, 142, 0.14);
    background: rgba(255, 255, 255, 0.8);
    color: var(--clr-dark);
    box-shadow: 0 10px 24px rgba(16, 62, 70, 0.08);
    padding: 0.8rem 1.15rem;
    min-height: 2.85rem;
    font-size: var(--fs-sm);
    font-weight: 600;
    letter-spacing: 0.01em;
    cursor: pointer;
    -webkit-transition: background-color var(--transition), color var(--transition), border-color var(--transition), box-shadow var(--transition), -webkit-transform var(--transition);
    transition: background-color var(--transition), color var(--transition), border-color var(--transition), box-shadow var(--transition), transform var(--transition);
}

.promo-dot.active {
    background: var(--clr-accent);
    color: var(--clr-white);
    border-color: var(--clr-accent);
    box-shadow: 0 12px 24px rgba(0, 81, 99, 0.24);
    -webkit-transform: translateY(-1px);
    transform: translateY(-1px);
}

.promo-dot:hover,
.promo-dot:focus-visible {
    border-color: rgba(19, 128, 142, 0.34);
    box-shadow: 0 14px 28px rgba(16, 62, 70, 0.12);
    outline: none;
}

.promo-dot:hover:not(.active),
.promo-dot:focus-visible:not(.active) {
    background: rgba(255, 255, 255, 0.96);
}

@media (max-width: 599px) {
    .promo-slides {
        min-height: auto;
    }

    .promo-slide {
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -ms-flex-direction: column;
        flex-direction: column;
        -webkit-box-align: start;
        -ms-flex-align: start;
        align-items: flex-start;
        gap: var(--sp-lg);
        min-height: auto;
        padding: var(--sp-xl);
    }

    .promo-slide-content {
        width: 100%;
    }

    .promo-icon {
        display: none;
    }
}

.estate-categories {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
    margin-bottom: var(--sp-3xl);
}

.estate-category-card {
    background:
        linear-gradient(180deg, rgba(255, 255, 255, 0.98) 0%, rgba(241, 248, 248, 0.98) 100%);
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border: 1px solid rgba(19, 128, 142, 0.12);
    -webkit-transition: all var(--transition);
    transition: all var(--transition);
    text-decoration: none;
    color: inherit;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-md);
    position: relative;
    overflow: hidden;
    min-height: 100%;
}

.estate-category-card:hover {
    border-color: rgba(19, 128, 142, 0.28);
    box-shadow: 0 20px 40px rgba(16, 62, 70, 0.12);
    -webkit-transform: translateY(-4px);
    transform: translateY(-4px);
}

.estate-category-card::before {
    content: '';
    position: absolute;
    inset: 0 auto auto 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, var(--clr-accent), var(--clr-tan));
}

.estate-card-icon {
    color: var(--clr-accent);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    margin-bottom: var(--sp-sm);
    width: 3rem;
    height: 3rem;
    border-radius: 999px;
    background: rgba(19, 128, 142, 0.1);
    justify-content: center;
}

.estate-card-icon svg {
    stroke: currentColor;
}

.estate-category-card h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin: 0;
}

.estate-category-card p {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.6;
    margin: 0;
}

.card-link-arrow {
    color: var(--clr-accent);
    font-weight: 600;
    margin-top: var(--sp-sm);
    opacity: 0.85;
    -webkit-transform: translateX(0);
    transform: translateX(0);
    -webkit-transition: all var(--transition);
    transition: all var(--transition);
}

.estate-category-card:hover .card-link-arrow {
    opacity: 1;
    -webkit-transform: translateX(4px);
    transform: translateX(4px);
}

/* Old estate-category style for compatibility */
.estate-category {
    background-color: var(--clr-bg-card);
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.estate-category:hover {
    box-shadow: var(--shadow-md);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.estate-category h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-md);
}

.estate-category p {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.6;
}

.estate-services h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-lg);
}

.estate-services {
    background: rgba(255, 255, 255, 0.8);
    border: 1px solid rgba(19, 128, 142, 0.1);
    border-radius: var(--radius-xl);
    padding: var(--sp-xl);
    box-shadow: 0 16px 36px rgba(16, 62, 70, 0.08);
}

.estate-services ul {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-md);
}

.estate-services li {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: start;
    -ms-flex-align: start;
    align-items: flex-start;
    gap: var(--sp-md);
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.6;
    padding: var(--sp-sm) 0;
    border-bottom: 1px solid rgba(19, 128, 142, 0.08);
}

.estate-services li:last-child {
    border-bottom: 0;
    padding-bottom: 0;
}

.estate-services .btn {
    margin-top: var(--sp-xl);
}

.estate-services li::before {
    content: '✓';
    -ms-flex-negative: 0;
    flex-shrink: 0;
    color: var(--clr-accent);
    font-weight: bold;
    margin-top: 1px;
}

/* ============================================================
   MORTGAGES / HYPOTÉKY
   ============================================================ */
.mortgage-main {
    padding: var(--sp-4xl) 0;
    background-color: var(--clr-bg-card);
}

.mortgage-main .section-header {
    margin-bottom: var(--sp-3xl);
}

.mortgage-intro {
    max-width: 800px;
    margin: 0 auto var(--sp-3xl);
    font-size: var(--fs-base);
    line-height: 1.8;
    color: var(--clr-text);
}

.mortgage-steps {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-2xl);
    max-width: 900px;
    margin: 0 auto;
}

.step {
    background-color: var(--clr-bg);
    padding: var(--sp-2xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    gap: var(--sp-xl);
    box-shadow: var(--shadow-sm);
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.step:hover {
    box-shadow: var(--shadow-md);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.step-number {
    -ms-flex-negative: 0;
    flex-shrink: 0;
    width: 60px;
    height: 60px;
    background: linear-gradient(135deg, var(--clr-accent) 0%, #004156 100%);
    color: var(--clr-white);
    border-radius: 50%;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    font-family: var(--ff-heading);
    font-size: var(--fs-2xl);
    font-weight: bold;
    box-shadow: 0 4px 12px rgba(0, 81, 99, 0.2);
}

.step h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-md);
}

.step p {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.6;
}

/* ============================================================
   INVESTMENT & SAVINGS / INVESTICE A SPOŘENÍ
   ============================================================ */
.investment-main {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #ffffff 0%, #f4f8fb 100%);
}

.investment-main .section-header {
    margin-bottom: var(--sp-3xl);
}

.investment-intro {
    max-width: 800px;
    margin: 0 auto var(--sp-3xl);
    font-size: var(--fs-base);
    line-height: 1.8;
    color: var(--clr-text);
}

.investment-options {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
    max-width: 900px;
    margin: 0 auto;
}

.option {
    background-color: var(--clr-bg-card);
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.option:hover {
    box-shadow: var(--shadow-md);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.option h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-md);
}

.option p {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.6;
}

/* ============================================================
   INSURANCE - INCOME / POJIŠTĚNÍ - ZAJIŠTĚNÍ PŘÍJMU
   ============================================================ */
.insurance-income-main {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #f3f8fc 0%, #eaf4f8 100%);
}

.insurance-income-main .section-header {
    margin-bottom: var(--sp-3xl);
}

.insurance-intro {
    max-width: 800px;
    margin: 0 auto var(--sp-3xl);
    font-size: var(--fs-base);
    line-height: 1.8;
    color: var(--clr-text);
}

.insurance-benefits-list {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
    max-width: 900px;
    margin: 0 auto;
}

.benefit {
    background-color: var(--clr-bg);
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
}

.benefit h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-md);
}

.benefit p {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.6;
}

/* ============================================================
   INSURANCE - ASSETS / POJIŠTĚNÍ - POJIŠTĚNÍ MAJETKU
   ============================================================ */
.insurance-assets-main {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #eef7f4 0%, #f9fbfb 100%);
}

.insurance-assets-main .section-header {
    margin-bottom: var(--sp-3xl);
}

.insurance-assets-list {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
    max-width: 900px;
    margin: 0 auto;
}

.asset {
    background-color: var(--clr-bg-card);
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.asset:hover {
    box-shadow: var(--shadow-md);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.asset h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-md);
}

.asset p {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    line-height: 1.6;
}

/* ============================================================
   BUTTONS - OPRAVĚNÉ STYLY
   ============================================================ */
.partnership {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #f7f1e8 0%, #fffdf8 100%);
    border-top: 1px solid var(--clr-border);
    border-bottom: 1px solid var(--clr-border);
}

.partnership-inner {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-3xl);
    -webkit-box-align: stretch;
    -ms-flex-align: stretch;
    align-items: stretch;
}

.partnership-content .section-eyebrow {
    color: var(--clr-accent);
    font-weight: 600;
}

.partnership-content .section-title {
    color: var(--clr-dark);
    margin-bottom: var(--sp-lg);
}

.partnership-text {
    font-size: var(--fs-md);
    color: var(--clr-text);
    line-height: 1.8;
    margin-bottom: var(--sp-lg);
}

.partnership-text:last-of-type {
    margin-bottom: var(--sp-2xl);
}

.partnership-visual {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-xl);
}

.partnership-stat {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: var(--sp-lg);
    padding: var(--sp-lg);
    background-color: var(--clr-cream);
    border-radius: var(--radius);
    border-left: 4px solid var(--clr-accent);
}

.partnership-stat-number {
    font-size: var(--fs-2xl);
    color: var(--clr-accent);
    font-weight: 600;
    min-width: 50px;
    text-align: center;
}

.partnership-stat-text {
    font-size: var(--fs-md);
    color: var(--clr-text);
    font-weight: 500;
}

/* ============================================================
   ABOUT
   ============================================================ */
.about {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #ffffff 0%, #f6fafb 100%);
}

.about-inner {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-2xl);
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
}

.about-image {
    width: 100%;
    max-width: 400px;
}

.about-image-img {
    width: 100%;
    height: auto;
    border-radius: var(--radius-xl);
    -webkit-box-shadow: var(--shadow-lg);
    box-shadow: var(--shadow-lg);
}

.about-image-placeholder {
    width: 100%;
    aspect-ratio: 3/4;
    background-color: var(--clr-cream);
    border-radius: var(--radius-xl);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    color: var(--clr-tan);
    gap: var(--sp-md);
}

.about-image-placeholder span {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-accent);
}

.about-content {
    text-align: center;
}

.about-content .section-eyebrow {
    margin-bottom: var(--sp-sm);
}

.about-content .section-title {
    margin-bottom: var(--sp-sm);
}

.about-role {
    font-size: var(--fs-md);
    color: var(--clr-accent);
    font-weight: 500;
    margin-bottom: var(--sp-xl);
}

.about-text {
    font-size: var(--fs-base);
    color: var(--clr-text);
    line-height: 1.8;
    margin-bottom: var(--sp-lg);
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.about-text a {
    font-weight: 600;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.about-content .btn {
    margin-top: var(--sp-md);
}

/* ============================================================
   CERTIFICATES
   ============================================================ */
.certificates {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #f8f2ea 0%, #fff9f4 100%);
}

.certificates .section-eyebrow {
    color: var(--clr-accent);
}

.certificates .section-title {
    color: var(--clr-dark);
}

.certificates .section-subtitle {
    color: var(--clr-text);
}

.certificates-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
}

.certificate-card {
    background-color: var(--clr-bg-card);
    padding: var(--sp-2xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    text-align: center;
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.certificate-card:hover {
    box-shadow: var(--shadow-md);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.certificate-image {
    margin-bottom: var(--sp-md);
    border-radius: var(--radius);
    overflow: hidden;
}

.certificate-img {
    width: 100%;
    height: auto;
    max-height: 200px;
    -webkit-object-fit: cover;
    object-fit: cover;
}

.certificate-title {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-sm);
}

.certificate-desc {
    font-size: var(--fs-sm);
    color: var(--clr-text-light);
    line-height: 1.6;
}

/* ============================================================
   PHOTOS
   ============================================================ */
.photos {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #eef5f9 0%, #f7fbfd 100%);
}

.photos-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-lg);
}

.photo-card {
    background-color: var(--clr-bg-card);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    overflow: hidden;
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.photo-card:hover {
    box-shadow: var(--shadow-md);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.photo-placeholder {
    width: 100%;
    aspect-ratio: 4/3;
    background-color: var(--clr-cream);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    color: var(--clr-tan);
    gap: var(--sp-md);
}

.photo-placeholder span {
    font-family: var(--ff-heading);
    font-size: var(--fs-md);
    color: var(--clr-accent);
}

.photo-img {
    width: 100%;
    height: 100%;
    -webkit-object-fit: cover;
    object-fit: cover;
    aspect-ratio: 4/3;
}

/* ============================================================
   MORTGAGE / BYDLENÍ
   ============================================================ */
.mortgage {
    padding: var(--sp-4xl) 0;
    background-color: var(--clr-bg-alt);
}

.mortgage .section-eyebrow {
    color: var(--clr-white);
}

.mortgage .section-title {
    color: var(--clr-white);
}

.mortgage .section-subtitle {
    color: var(--clr-white);
}

.mortgage-timeline {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
    position: relative;
}

.timeline-step {
    background-color: var(--clr-bg-card);
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    position: relative;
}

.timeline-number {
    font-family: var(--ff-heading);
    font-size: var(--fs-3xl);
    font-weight: 700;
    color: var(--clr-cream);
    line-height: 1;
    margin-bottom: var(--sp-sm);
}

.timeline-step h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    color: var(--clr-dark);
    margin-bottom: var(--sp-xs);
}

.timeline-step p {
    font-size: var(--fs-sm);
    color: var(--clr-text-light);
}

/* ============================================================
   REAL ESTATE / NEMOVITOSTI
   ============================================================ */
.real-estate {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #eef7f6 0%, #f7fbfb 100%);
}

.real-estate-inner {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-2xl);
}

.real-estate-content {
    background: rgba(255, 255, 255, 0.82);
    border: 1px solid rgba(0, 81, 99, 0.08);
    border-radius: var(--radius-xl);
    padding: var(--sp-2xl);
    box-shadow: var(--shadow-sm);
}

.real-estate-content .section-eyebrow {
    text-align: left;
}

.real-estate-content .section-title {
    text-align: left;
}

.real-estate-text {
    font-size: var(--fs-base);
    color: var(--clr-text);
    line-height: 1.8;
    max-width: 760px;
    margin-bottom: var(--sp-xl);
}

.real-estate-list {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-md);
    margin-bottom: var(--sp-xl);
}

.real-estate-list li {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: var(--sp-md);
    font-size: var(--fs-base);
    color: var(--clr-dark);
}

.re-icon {
    -ms-flex-negative: 0;
    flex-shrink: 0;
    width: 28px;
    height: 28px;
    color: var(--clr-accent);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
}

.real-estate-highlight {
    background: linear-gradient(135deg, rgba(0, 81, 99, 0.08), rgba(224, 242, 241, 0.9));
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border-left: 4px solid var(--clr-accent);
}

.real-estate-highlight p {
    font-size: var(--fs-base);
    color: var(--clr-dark);
    line-height: 1.7;
    font-weight: 500;
}

.real-estate-visual {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-lg);
    -webkit-box-align: stretch;
    -ms-flex-align: stretch;
    align-items: stretch;
    -webkit-box-pack: start;
    -ms-flex-pack: start;
    justify-content: flex-start;
}

.real-estate-visual-card {
    background: linear-gradient(135deg, var(--clr-accent) 0%, #0c6a7b 100%);
    color: var(--clr-white);
    padding: var(--sp-2xl);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-lg);
}

.real-estate-visual-card h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-xl);
    margin-bottom: var(--sp-sm);
    color: var(--clr-white);
}

.real-estate-visual-card p {
    color: rgba(255, 255, 255, 0.92);
    line-height: 1.7;
}

.real-estate-feature-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-md);
}

.real-estate-feature {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: start;
    -ms-flex-align: start;
    align-items: flex-start;
    gap: var(--sp-md);
    padding: var(--sp-lg);
    border-radius: var(--radius-lg);
    background-color: rgba(255, 255, 255, 0.8);
    border: 1px solid rgba(0, 81, 99, 0.08);
    box-shadow: var(--shadow-sm);
}

.real-estate-feature-icon {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background-color: var(--clr-cream);
    color: var(--clr-accent);
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    -ms-flex-negative: 0;
    flex-shrink: 0;
}

.real-estate-feature-label {
    font-size: var(--fs-sm);
    color: var(--clr-dark);
    line-height: 1.5;
    font-weight: 500;
}

.real-estate-gallery {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--sp-md);
    margin-top: var(--sp-xl);
    max-width: 300px;
}

.re-gallery-img {
    width: 100%;
    height: 120px;
    -webkit-object-fit: cover;
    object-fit: cover;
    border-radius: var(--radius);
    cursor: pointer;
    -webkit-transition: -webkit-transform 0.3s ease;
    transition: transform 0.3s ease;
    -webkit-box-shadow: var(--shadow-sm);
    box-shadow: var(--shadow-sm);
}

.re-gallery-img:hover {
    -webkit-transform: scale(1.05);
    transform: scale(1.05);
}

/* ============================================================
   SAVINGS / SPOŘENÍ
   ============================================================ */
.savings {
    padding: var(--sp-4xl) 0;
    background-color: var(--clr-bg-alt);
}

.savings .section-eyebrow {
    color: var(--clr-white);
}

.savings .section-title {
    color: var(--clr-white);
}

.savings .section-subtitle {
    color: var(--clr-white);
}

.savings-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-2xl);
}

.savings-reasons h3,
.savings-products h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-xl);
    color: var(--clr-white);
    margin-bottom: var(--sp-lg);
}

.savings-reasons ul {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-md);
}

.savings-reasons li {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: start;
    -ms-flex-align: start;
    align-items: flex-start;
    gap: var(--sp-md);
    font-size: var(--fs-base);
    color: var(--clr-white);
    line-height: 1.6;
}

.savings-reason-icon {
    -ms-flex-negative: 0;
    flex-shrink: 0;
    color: var(--clr-white);
    margin-top: 2px;
}

.savings-product-cards {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--sp-md);
}

.savings-product-card {
    background-color: var(--clr-bg-card);
    padding: var(--sp-xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    text-align: center;
    -webkit-transition: box-shadow var(--transition), -webkit-transform var(--transition);
    transition: box-shadow var(--transition), transform var(--transition);
}

.savings-product-card:hover {
    box-shadow: var(--shadow-md);
    -webkit-transform: translateY(-2px);
    transform: translateY(-2px);
}

.sp-icon {
    color: var(--clr-accent);
    margin-bottom: var(--sp-sm);
}

.savings-product-card span {
    display: block;
    font-size: var(--fs-sm);
    font-weight: 500;
    color: var(--clr-dark);
}

/* ============================================================
   TESTIMONIALS / REFERENCE
   ============================================================ */
.testimonials {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #f7f3ec 0%, #fffaf5 100%);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
}

.testimonial-card {
    background-color: var(--clr-bg-card);
    padding: var(--sp-2xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    position: relative;
}

.testimonial-quote {
    color: var(--clr-tan);
    margin-bottom: var(--sp-md);
}

.testimonial-text {
    font-size: var(--fs-base);
    color: var(--clr-text);
    line-height: 1.8;
    margin-bottom: var(--sp-xl);
    font-style: italic;
}

.testimonial-author {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: var(--sp-md);
}

.testimonial-avatar {
    width: 48px;
    height: 48px;
    background-color: var(--clr-cream);
    border-radius: 50%;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    font-family: var(--ff-heading);
    font-size: var(--fs-sm);
    font-weight: 600;
    color: var(--clr-accent);
    -ms-flex-negative: 0;
    flex-shrink: 0;
}

.testimonial-name {
    display: block;
    font-size: var(--fs-base);
    color: var(--clr-dark);
}

.testimonial-service {
    display: block;
    font-size: var(--fs-xs);
    color: var(--clr-text-light);
    margin-top: 2px;
}

/* ============================================================
   CONTACT / KONTAKT
   ============================================================ */
.contact {
    padding: var(--sp-4xl) 0;
    background: linear-gradient(180deg, #eef6f4 0%, #e7f1ef 100%);
}

.contact .section-eyebrow {
    color: var(--clr-accent);
}

.contact .section-title {
    color: var(--clr-dark);
}

.contact .section-subtitle {
    color: var(--clr-text);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--sp-xl);
}

.contact-card {
    background-color: rgba(255, 255, 255, 0.96);
    padding: var(--sp-2xl);
    border-radius: var(--radius-lg);
    border: 1px solid var(--clr-border);
    text-align: center;
    box-shadow: var(--shadow-sm);
}

.contact-card--online {
    background: linear-gradient(180deg, rgba(0, 81, 99, 0.08), rgba(0, 81, 99, 0.03));
    border-color: rgba(0, 81, 99, 0.16);
    position: relative;
}

.contact-avatar-wrap {
    margin-bottom: var(--sp-lg);
}

.contact-avatar {
    width: 64px;
    height: 64px;
    background-color: var(--clr-cream);
    border-radius: 50%;
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    font-family: var(--ff-heading);
    font-size: var(--fs-lg);
    font-weight: 600;
    color: var(--clr-accent);
}

.contact-avatar--online {
    background-color: var(--clr-accent);
    color: var(--clr-white);
}

.contact-avatar--location {
    background-color: var(--clr-accent);
    color: var(--clr-white);
}

.contact-card h3 {
    font-family: var(--ff-heading);
    font-size: var(--fs-xl);
    color: var(--clr-dark);
    margin-bottom: var(--sp-xs);
}

.contact-role {
    font-size: var(--fs-sm);
    color: var(--clr-text-light);
    margin-bottom: var(--sp-lg);
}

.contact-info {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-sm);
}

.contact-link {
    display: -webkit-inline-box;
    display: -ms-inline-flexbox;
    display: inline-flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    gap: var(--sp-sm);
    font-size: var(--fs-sm);
    color: var(--clr-text);
    -webkit-transition: color var(--transition);
    transition: color var(--transition);
}

.contact-link:hover {
    color: var(--clr-accent);
}

.contact-link--static {
    cursor: default;
    color: var(--clr-text);
    text-align: left;
    display: flex;
    align-items: flex-start;
}

.contact-link--static:hover {
    color: var(--clr-text);
}

.contact-link svg {
    -ms-flex-negative: 0;
    flex-shrink: 0;
    color: var(--clr-accent);
}

.contact-address {
    font-size: var(--fs-base);
    color: var(--clr-text);
    line-height: 1.7;
}

/* ============================================================
   KONTAKTNÍ FORMULÁŘ
   ============================================================ */
.contact-wrapper {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-4xl);
}

.contact-info-section {
    width: 100%;
}

.contact-form-section {
    width: 100%;
}

.contact-form-container {
    background-color: var(--clr-bg-card);
    padding: var(--sp-3xl);
    border-radius: var(--radius-xl);
    border: 1px solid var(--clr-border);
    box-shadow: var(--shadow-sm);
}

.contact-form-title {
    font-family: var(--ff-heading);
    font-size: var(--fs-2xl);
    color: var(--clr-dark);
    margin-bottom: var(--sp-sm);
}

.contact-form-subtitle {
    font-size: var(--fs-sm);
    color: var(--clr-text);
    margin-bottom: var(--sp-2xl);
}

.contact-form {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-lg);
}

.form-group {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-sm);
}

.form-label {
    font-size: var(--fs-sm);
    font-weight: 600;
    color: var(--clr-dark);
}

.form-input,
.form-textarea {
    padding: var(--sp-md);
    font-family: var(--ff-body);
    font-size: var(--fs-base);
    border: 1px solid var(--clr-border);
    border-radius: var(--radius);
    background-color: #ffffff;
    color: var(--clr-dark);
    -webkit-transition: border-color var(--transition), box-shadow var(--transition);
    transition: border-color var(--transition), box-shadow var(--transition);
}

.form-input:focus,
.form-textarea:focus {
    outline: none;
    border-color: var(--clr-accent);
    box-shadow: 0 0 0 3px rgba(0, 81, 99, 0.1);
}

.form-textarea {
    resize: vertical;
    min-height: 120px;
}

.form-error {
    font-size: var(--fs-xs);
    color: #dc2626;
    display: none;
}

.form-error.visible {
    display: block;
}

.form-message {
    padding: var(--sp-md);
    border-radius: var(--radius);
    font-size: var(--fs-sm);
    margin-bottom: var(--sp-md);
}

.form-message.success {
    background-color: #d1fae5;
    color: #065f46;
    border: 1px solid #a7f3d0;
    display: block !important;
}

.form-message.error {
    background-color: #fee2e2;
    color: #7f1d1d;
    border: 1px solid #fecaca;
    display: block !important;
}

.form-submit {
    margin-top: var(--sp-lg);
}

/* ============================================================
   MEDIA QUERIES - KONTAKT
   ============================================================ */
@media (min-width: 900px) {
    .contact-wrapper {
        display: grid;
        grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
        gap: var(--sp-4xl);
    }

    .contact-info-section {
        width: 100%;
    }

    .contact-form-section {
        width: 100%;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }
}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer {
    background-color: var(--clr-dark);
    color: rgba(255,255,255,0.7);
    padding: var(--sp-3xl) 0 var(--sp-xl);
}

.footer-inner {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -ms-flex-direction: column;
    flex-direction: column;
    gap: var(--sp-xl);
}

.footer-name {
    font-family: var(--ff-heading);
    font-size: var(--fs-xl);
    color: var(--clr-white);
    display: block;
    margin-bottom: var(--sp-sm);
}

.footer-company {
    font-size: var(--fs-sm);
    line-height: 1.7;
    color: rgba(255,255,255,0.5);
}

.footer-links {
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    gap: var(--sp-md) var(--sp-xl);
}

.footer-links a {
    font-size: var(--fs-sm);
    color: rgba(255,255,255,0.7);
    -webkit-transition: color var(--transition);
    transition: color var(--transition);
}

.footer-links a:hover {
    color: var(--clr-white);
}

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: var(--sp-xl);
}

.footer-bottom p {
    font-size: var(--fs-xs);
    color: rgba(255,255,255,0.4);
}

.footer-cnb {
    margin-top: var(--sp-xs);
}

.footer-cnb a {
    color: rgba(255,255,255,0.6);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.footer-cnb a:hover {
    color: var(--clr-white);
}

/* ============================================================
   MOBILE MENU OVERLAY
   ============================================================ */
@media (max-width: 899px) {
    .nav-list {
        position: fixed;
        top: 0;
        right: 0;
        width: 100%;
        height: 100vh;
        height: 100dvh;
        background-color: rgba(250, 248, 245, 0.98);
        -webkit-backdrop-filter: blur(20px);
        backdrop-filter: blur(20px);
        display: -webkit-box;
        display: -ms-flexbox;
        display: flex;
        -webkit-box-orient: vertical;
        -webkit-box-direction: normal;
        -ms-flex-direction: column;
        flex-direction: column;
        -webkit-box-align: center;
        -ms-flex-align: center;
        align-items: center;
        -webkit-box-pack: center;
        -ms-flex-pack: center;
        justify-content: center;
        gap: var(--sp-md);
        -webkit-transform: translateX(100%);
        transform: translateX(100%);
        -webkit-transition: -webkit-transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
        transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
        z-index: 999;
        opacity: 0;
        visibility: hidden;
    }

    .nav-list.open {
        -webkit-transform: translateX(0);
        transform: translateX(0);
        opacity: 1;
        visibility: visible;
    }

    .nav-list .nav-link {
        font-size: var(--fs-xl);
        padding: 0.6em 1em;
    }

    .nav-list .nav-link--cta {
        margin-top: var(--sp-md);
        font-size: var(--fs-lg);
    }
}

/* ============================================================
   RESPONSIVE BREAKPOINTS
   ============================================================ */

/* --- Tablet (600px+) --- */
@media (min-width: 600px) {
    .section-title {
        font-size: var(--fs-3xl);
    }

    .hero-title {
        font-size: var(--fs-4xl);
    }

    .hero-visual {
        grid-template-columns: repeat(3, 1fr);
    }

    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .estate-categories {
        grid-template-columns: repeat(2, 1fr);
    }

    .mortgage-steps {
        grid-template-columns: repeat(2, 1fr);
    }

    .investment-options {
        grid-template-columns: repeat(2, 1fr);
    }

    .insurance-benefits-list {
        grid-template-columns: repeat(2, 1fr);
    }

    .insurance-assets-list {
        grid-template-columns: repeat(2, 1fr);
    }

    .mortgage-timeline {
        grid-template-columns: repeat(2, 1fr);
    }

    .testimonials-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .contact-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .savings-grid {
        grid-template-columns: 1fr 1fr;
    }
}

/* --- Desktop (900px+) --- */
@media (min-width: 900px) {
    :root {
        --header-h: 80px;
    }

    .hamburger {
        display: none;
    }

    .nav-list {
        display: -webkit-box;
        display: -ms-flexbox;
        display: flex;
        position: static;
        width: auto;
        height: auto;
        background: none;
        -webkit-backdrop-filter: none;
        backdrop-filter: none;
        -webkit-transform: none;
        transform: none;
        opacity: 1;
        visibility: visible;
        -webkit-box-orient: horizontal;
        -webkit-box-direction: normal;
        -ms-flex-direction: row;
        flex-direction: row;
        -webkit-box-align: center;
        -ms-flex-align: center;
        align-items: center;
    }

    .hero-inner {
        -webkit-box-orient: horizontal;
        -webkit-box-direction: normal;
        -ms-flex-direction: row;
        flex-direction: row;
        -webkit-box-align: center;
        -ms-flex-align: center;
        align-items: center;
    }

    .hero-content {
        -webkit-box-flex: 1;
        -ms-flex: 1 1 55%;
        flex: 1 1 55%;
    }

    .hero-visual {
        -webkit-box-flex: 1;
        -ms-flex: 1 1 45%;
        flex: 1 1 45%;
        grid-template-columns: 1fr;
    }

    .hero-title {
        font-size: var(--fs-5xl);
    }

    .section-title {
        font-size: var(--fs-3xl);
    }

    .services-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .estate-categories {
        grid-template-columns: repeat(2, 1fr);
    }

    .mortgage-steps {
        grid-template-columns: repeat(2, 1fr);
    }

    .investment-options {
        grid-template-columns: repeat(2, 1fr);
    }

    .insurance-benefits-list {
        grid-template-columns: repeat(2, 1fr);
    }

    .insurance-assets-list {
        grid-template-columns: repeat(2, 1fr);
    }

    .certificates-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .photos-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .about-inner {
        -webkit-box-orient: horizontal;
        -webkit-box-direction: normal;
        -ms-flex-direction: row;
        flex-direction: row;
        -webkit-box-align: start;
        -ms-flex-align: start;
        align-items: flex-start;
    }

    .about-image {
        -webkit-box-flex: 0;
        -ms-flex: 0 0 340px;
        flex: 0 0 340px;
        position: -webkit-sticky;
        position: sticky;
        top: calc(var(--header-h) + var(--sp-xl));
    }

    .about-content {
        text-align: left;
        -webkit-box-flex: 1;
        -ms-flex: 1;
        flex: 1;
    }

    .about-text {
        margin-left: 0;
        margin-right: 0;
    }

    .mortgage-timeline {
        grid-template-columns: repeat(3, 1fr);
    }

    .real-estate-inner {
        display: grid;
        grid-template-columns: minmax(0, 1.08fr) minmax(0, 0.92fr);
        gap: var(--sp-3xl);
        -webkit-box-align: start;
        -ms-flex-align: start;
        align-items: start;
    }

    .real-estate-content,
    .real-estate-visual {
        height: 100%;
    }

    .real-estate-content {
        padding: var(--sp-3xl);
    }

    .testimonials-grid {
        grid-template-columns: repeat(3, 1fr);
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .partnership-inner {
        -webkit-box-orient: horizontal;
        -webkit-box-direction: normal;
        -ms-flex-direction: row;
        flex-direction: row;
        gap: var(--sp-4xl);
        -webkit-box-align: center;
        -ms-flex-align: center;
        align-items: center;
    }

    .partnership-content {
        -webkit-box-flex: 1;
        -ms-flex: 1 1 50%;
        flex: 1 1 50%;
    }

    .partnership-visual {
        -webkit-box-flex: 1;
        -ms-flex: 1 1 50%;
        flex: 1 1 50%;
    }
}

/* --- Large Desktop (1200px+) --- */
@media (min-width: 1200px) {
    .container {
        padding-left: var(--sp-xl);
        padding-right: var(--sp-xl);
    }

    .mortgage-timeline {
        grid-template-columns: repeat(5, 1fr);
    }
}

/* ---------- ANIMATIONS (reduced-motion fallback) ---------- */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        -webkit-animation-duration: 0.01ms !important;
        animation-duration: 0.01ms !important;
        -webkit-transition-duration: 0.01ms !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
    }
}

/* ---------- SCROLL REVEAL (JS driven) ---------- */
.reveal {
    opacity: 0;
    -webkit-transform: translateY(30px);
    transform: translateY(30px);
    -webkit-transition: opacity 0.7s ease, -webkit-transform 0.7s ease;
    transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal.visible {
    opacity: 1;
    -webkit-transform: translateY(0);
    transform: translateY(0);
}

/* ---------- FOCUS STYLES ---------- */
a:focus-visible,
button:focus-visible {
    outline: 2px solid var(--clr-accent);
    outline-offset: 3px;
    border-radius: 3px;
}

/* ---------- SELECTION ---------- */
::selection {
    background-color: var(--clr-cream);
    color: var(--clr-dark);
}
::-moz-selection {
    background-color: var(--clr-cream);
    color: var(--clr-dark);
}

/* ---------- LIGHTBOX ---------- */
.lightbox {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 10000;
    opacity: 0;
    visibility: hidden;
    -webkit-transition: opacity 0.3s ease, visibility 0.3s ease;
    transition: opacity 0.3s ease, visibility 0.3s ease;
}

.lightbox.active {
    opacity: 1;
    visibility: visible;
}

.lightbox-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.85);
    cursor: pointer;
}

.lightbox-content {
    position: relative;
    width: 90%;
    max-width: 1200px;
    max-height: 90vh;
    margin: 5vh auto;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
}

.lightbox-close {
    position: absolute;
    top: 20px;
    right: 20px;
    background: rgba(0, 0, 0, 0.7);
    border: none;
    color: white;
    font-size: 24px;
    cursor: pointer;
    padding: 12px;
    border-radius: 50%;
    -webkit-transition: background-color 0.3s ease;
    transition: background-color 0.3s ease;
    z-index: 10001;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
    width: 48px;
    height: 48px;
}

.lightbox-close:hover {
    background-color: rgba(255, 255, 255, 0.1);
}

.lightbox-image-container {
    position: relative;
    max-width: 100%;
    max-height: 80vh;
}

.lightbox-image {
    max-width: 100%;
    max-height: 80vh;
    -webkit-object-fit: contain;
    object-fit: contain;
    border-radius: var(--radius);
    -webkit-box-shadow: var(--shadow-lg);
    box-shadow: var(--shadow-lg);
}

.lightbox-caption {
    position: absolute;
    bottom: -40px;
    left: 0;
    right: 0;
    text-align: center;
    color: white;
    font-size: var(--fs-sm);
    background-color: rgba(0, 0, 0, 0.7);
    padding: 10px;
    border-radius: var(--radius);
}

.lightbox-nav {
    position: absolute;
    top: 50%;
    -webkit-transform: translateY(-50%);
    transform: translateY(-50%);
    background: rgba(0, 0, 0, 0.7);
    border: none;
    color: white;
    font-size: 24px;
    cursor: pointer;
    padding: 16px;
    border-radius: 50%;
    -webkit-transition: background-color 0.3s ease, -webkit-transform 0.2s ease;
    transition: background-color 0.3s ease, transform 0.2s ease;
    z-index: 10001;
    width: 56px;
    height: 56px;
    display: -webkit-box;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-align: center;
    -ms-flex-align: center;
    align-items: center;
    -webkit-box-pack: center;
    -ms-flex-pack: center;
    justify-content: center;
}

.lightbox-nav:hover {
    background-color: rgba(0, 0, 0, 0.9);
    -webkit-transform: translateY(-50%) scale(1.1);
    transform: translateY(-50%) scale(1.1);
}

.lightbox-prev {
    left: 20px;
}

.lightbox-next {
    right: 20px;
}

/* ---------- CLICKABLE IMAGES ---------- */
.certificate-img,
.photo-img,
.about-image-img {
    cursor: pointer;
    -webkit-transition: -webkit-transform 0.3s ease;
    transition: transform 0.3s ease;
}

.certificate-img:hover,
.photo-img:hover,
.about-image-img:hover {
    -webkit-transform: scale(1.05);
    transform: scale(1.05);
}

/* ---------- LARGER IMAGE SPACES ---------- */
@media (min-width: 900px) {
    .photos-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: var(--sp-xl);
    }

    .certificates-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: var(--sp-xl);
    }

    .certificate-img {
        max-height: 300px;
    }

    .photo-img {
        aspect-ratio: 16/10;
    }
}

@media (min-width: 1200px) {
    .photos-grid {
        grid-template-columns: repeat(4, 1fr);
    }

    .certificates-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* ---------- LIGHTBOX MOBILE RESPONSIVE ---------- */
@media (max-width: 768px) {
    .lightbox-content {
        width: 95%;
        margin: 2vh auto;
        max-height: 95vh;
    }

    .lightbox-close {
        top: 10px;
        right: 10px;
        width: 44px;
        height: 44px;
        padding: 10px;
    }

    .lightbox-nav {
        width: 48px;
        height: 48px;
        padding: 12px;
    }

    .lightbox-prev {
        left: 10px;
    }

    .lightbox-next {
        right: 10px;
    }

    .lightbox-caption {
        font-size: var(--fs-xs);
        padding: 8px;
        bottom: -35px;
    }
}

/* ============================================================
   MEDIA QUERIES - ESTATE PROMO & CATEGORIES
   ============================================================ */

@media (min-width: 600px) {
    .promo-slide {
        padding: var(--sp-2xl);
        min-height: 250px;
    }

    .promo-title {
        font-size: var(--fs-2xl);
    }

    .promo-subtitle {
        font-size: var(--fs-md);
    }

    .estate-categories {
        grid-template-columns: repeat(2, 1fr);
        gap: var(--sp-lg);
    }
}

@media (min-width: 900px) {
    .promo-slide {
        padding: var(--sp-3xl);
        min-height: 320px;
    }

    .promo-title {
        font-size: var(--fs-3xl);
    }

    .promo-subtitle {
        font-size: var(--fs-md);
    }

    .promo-icon {
        opacity: 0.2;
    }

    .estate-categories {
        grid-template-columns: repeat(2, 1fr);
        gap: var(--sp-xl);
    }
}

@media (min-width: 1200px) {
    .promo-slide {
        padding: var(--sp-4xl);
        min-height: 350px;
    }

    .promo-title {
        font-size: var(--fs-4xl);
    }

    .estate-categories {
        grid-template-columns: repeat(2, 1fr);
    }
}